Financial stress isn’t “just in your head”, it’s your brain doing ancient survival work in a modern money world. In this episode, biologist and author Dr. Rebecca Heiss breaks down the science of financial stress and how to retrain your mind for calmer, smarter decisions. For anyone who’s ever felt that knot-in-your-stomach money moment, this one’s for you.

Ever heard the news say, “The Fed cut rates,” and wondered what that means for your everyday life? This episode breaks it all down, no jargon, no confusion, just real talk about how the Federal Reserve’s decisions affect your mortgage, credit cards, and even your savings account. In Episode 45 of the Make It Personal Podcast, we dive into what “Fed loosening” actually looks like on the ground. From cheaper home loans to smaller credit card bills, and yes, even changes to your rent, we’ll walk you through what to expect and how to take advantage. Whether you’re buying your first home, tackling credit card debt, or trying to grow your savings, this episode helps you turn a headline into a helpful next step.

What if the secret to becoming a millionaire has nothing to do with luck, and everything to do with daily, quiet decisions? Here’s the truth: most millionaires don’t look like the ones you see on social media. No flashy sports cars, no massive mansions, and no viral success stories. About 80% of millionaires are self-made, and they’ve built wealth by following simple, repeatable habits that anyone can start today. In this episode of Make It Personal, we’re diving deep into the real routines and mindsets of everyday millionaires. From driving modest cars to avoiding debt like the plague, these habits might seem boring, but they work. And the best part? You don’t need a six-figure income to get started.